Lingaku- (insurance) excess
Generated: This refers to the portion of a claim that the insured must pay out of pocket before the insurance coverage kicks in. It is often a fixed amount or percentage that the policyholder agrees to pay when filing a claim.
rú guǒ如果fā shēng发生shì gù事故，nǐ你xū yào需要xiān先zhī fù支付yī dìng一定de的miǎn péi免赔é额，rán hòu然后bǎo xiǎn保险gōng sī公司cái才huì会péi cháng赔偿qí yú其余bù fen部分。
If an accident occurs, you need to pay a certain excess amount first, and then the insurance company will cover the rest.