[subject] + 在 + [place] [subject] + 在 + [place] + [verb] + [object]
在 + a place says where someone or something is. On its own it is the whole predicate, so no other verb is needed.
When the sentence also has an action, 在 and its place go in front of the verb. English puts the place at the end, and that habit produces the usual mistake.
Words like 北京, 学校 and 家 are places already. An ordinary noun is not, so it needs shǎng上, lǐ里, xià下 or another localizer to turn it into one.
在哪儿 asks where, and the question word sits where the answer would sit.