ぐるみ goes straight after a noun for a group – a town, a company, a family – and means the whole group, everyone in it, takes part. With it describes how something is done; with it comes before another noun.
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The whole town came together to liven up the festival.
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The whole community watches over the children.
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Our families are friends with each other, parents and children alike.
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A nationwide effort is needed.
It combines with a small set of nouns: , , , , , , , . Apart from , which is everyday vocabulary, it belongs to news reports and formal writing.
Wrongdoing
With a company or an organisation, ぐるみ usually means the wrongdoing was not one person's doing: the whole body was in on it.
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The fraud was carried out by the company as a whole.
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An organisation-wide cover-up came to light.
ぐるみ or 全体
only gives the scope: all of the town. ぐるみ says the town acted together as one.
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The whole town turned white with snow.
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The whole town turned out to clear the snow.
- × 町ぐるみが雪で白くなった → 町全体が雪で白くなった
, "everything you have on you", is a set word built the same way and appears almost only in
, "be stripped of everything".
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I was stripped of everything I had.