With the intention of (doing something):
As if one had done / Instead of (doing something):
Believing oneself to be / Acting as if:
The expression つもりで is formed from つもり (intention/belief) plus the particle で, and it has several distinct usages depending on context.
When attached to a verb in dictionary form, つもりで expresses doing one action with the intention of doing another. The main clause describes what you actually do while holding that intention.
When attached to the past tense of a verb (た-form), つもりで often means as if one had done something or instead of doing something. This is used when you substitute one action for another or pretend you spent money or effort on something.
This pattern is especially common with spending-related contexts – imagining you did something and redirecting the resources elsewhere.
つもりで can also express the idea that someone believes or assumes something to be true, often when reality may differ. This usage carries a nuance of self-perception that may not match how others see the situation.
With nouns, つもりで can mean acting as if one were something.