This refers to a person or entity that takes something, usually money or property, with the intention of returning it later. It highlights the relationship of obligation between the borrower and the lender.

This specifically refers to someone who owes money to another person or entity. It emphasizes the financial obligation and may carry a more serious connotation compared to just being a borrower.

This denotes an individual who rents and occupies property owned by someone else. It indicates a form of tenancy agreement and the rights and obligations that come with renting property.