They were calm in the face of disaster.

He narrowly escaped the disaster.

He narrowly escaped the disaster.

Happening in wartime, this would amount to disaster.

Accidents will happen.

If he had stayed at home that day, he would not have met with disaster.

We will first ascertain the cause of the disaster.

It will bring down trouble on your family.

I have had a series of misfortunes since then.

I hear he met with some kind of misfortune while he was in Europe.